New ! Pay by Immediate Bank Transfer !

You can now pay by Immediate Bank Transfer with Fintecture!

Fintecture is an approved payment institution (ACPR-17248) which has developed the first French payment solution offering the immediate transfer from Account to Account bypassing the traditional limits established by banking institutions.

With Fintecture, you can pay for your order directly from your secure banking area, without using your credit card limits.

You choose to pay by Immediate SEPA Bank Transfer To pay for your Order, you must select the Immediate Transfer. This way you avoid using your credit card limit and sharing your data.	Select your bank and log in to your banking area Select your bank and log in with your usual login details. No IBAN entry is required, you make your payment in a few clicks.	You validate your payment and receive confirmation You then confirm the transaction. The payment is irrevocable and you will receive an instant confirmation.

The information is pre-filled: IBAN, beneficiary, amount etc.

Paying by bank transfer has never been easier !

• Benefit from an irrevocable and secure payment
• Avoid credit card limits
• You know immediately if your payment is validated
• *Valid for customers in France and Spain

*The openings towards other European countries will come as time goes by.

Why pay for my purchases by immediate transfer ?

Fintecture is the first immediate transfer solution without intermediaries in France. It allows you to pay your order instantly from your bank account, in complete security and without friction.

The solution allows you to :

• Pay without using up your credit card limits
• Eliminate illegitimate rejections
• Benefit from immediate order processing
• Pay in complete security

Benefits

With our solution, you can pay large amounts by bank transfer without entering an IBAN, while bypassing credit card limits.

Payment confirmation is instantaneous, so the merchant can process your order without delay.

Operation

Once you have selected the immediate transfer, you will be redirected to your bank space where you will have to authenticate yourself and validate the payment in one click.

You will be immediately redirected to the merchant's website with the order confirmation.

The operation is done through a single payment tunnel, limiting friction.

Security

The level of security is optimal because no sensitive data is entered on the merchant's site during payment.

You authenticate directly with your bank, so the risk of data leakage is completely controlled.

This is called Security by Design. 

The strong authentication inherent in the payment process is an additional guarantee of security.